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Benefits Table


AIB Backpacker Budget Travel Insurance

The following table shows a comparative summary of the main benefits provided.

Important Notes

  1. Cover is only available to Irish residents who are aged 45 or under on the day that they purchase cover.
  2. Premiums include a 5% Government levy and a €1 euro stamp duty.
  3. For each person insured an excess of €100 per section is deducted from each claim under sections marked with an asterisk *.
  4. The information below is a summary of cover. Full cover details are ONLY provided in the Policy Wording.


Key Benefit Key Exclusion Maximum Payable Excess
Medical
Expenses*		 Pre-existing conditions or travelling against
the advice of a doctor		 Unlimited €100
Cancellation Illness or death of anyone not insured under the policy if You, or any other Person Insured, were aware of any reason, either at the time a Holiday was booked or at the time You purchased this Policy, why that Holiday might have to be cancelled €2,000 €100
Personal
Property*		 Max limit of any one item is €250 Items that are left unattended (eg. on the beach whilst swimming) Not Covered n/a
Lost/Stolen Money (per person) If police report/hotel management report is not provided to verify loss/theft of money Not Covered n/a
Personal
Accident		 if death, loss or disability is Due To disease or any physical defect, injury or illness which existed before the Holiday €40,000 Nil
Legal
Expenses		 Any criminal or wilful act €15,000 Nil
Hazardous Activities Medical expenses You must wear the recommended/recognised safety equipment and follow safety procedures, rules and regulations €1,000,000 €250
Extreme Activities Medical expenses You must wear the recommended/recognised safety equipment and follow safety procedures, rules and regulations €1,000,000 €500